The Non-Profit Small Business Model

The non-profit small business model provides interest free start-up loans to individuals or groups who apply to start a non-profit business. The application must include a business plan with a timeline to pay off the loan. The business plan must commit the non-profit small business to pay employees (including a designated manager) a living wage with appropriate benefits and pensions. The business plan must also commit the business to meet designated health and safety and environmental standards.

Any excess of revenues over expenses may be used to pay down the loan sooner or expand the business, or it shall be paid equally in bonuses to all employees.

I do not know if the non-profit small business model exists anywhere, but it should.